William Mack , CFP®, CFS
William Mack, CFP®, CFS is the Founder and President of William Mack & Assoc., Inc. (WMA). Bill was a pioneer in his field over 30 years ago when he created what is now referred to as a “Retainer Service.” As part of this service—in addition to managing investment portfolios—the firm also provides financial planning advice at no additional cost to its Retainer clients.
Bill was also one of the first advisors in Michigan to implement no-load mutual fund portfolio strategies for clients through discount brokerage firms such as Charles Schwab & Co., Fidelity, and TD Ameritrade. He earned his designation as a Certified Financial PlannerTM practitioner through the College for Financial Planning in Denver, Colorado. Bill is also a Certified Fund Specialist.
As a commitment to the profession, Bill has served over 10 years on the Board of Directors for what is currently known as the Financial Planning Association of Michigan, having served terms as both President as well as Chairman of the Board.
Originally born in Cleveland, Ohio, Bill and his wife graduated from The Ohio State University and relocated to Michigan, where their three children were born and raised.
Ted Bugenski , CFP®, CFS
Ted Bugenski, CFP®, CFS is a partner, Vice President, and Chief Compliance Officer of WMA. Ted is a Certified Financial PlannerTM practitioner, as well as a Certified Fund Specialist. He received his Finance degree from Oakland University as well as a degree in Financial Services from Wright State University in Dayton, Ohio.
Ted has served as a faculty member of Oakland University's Personal Financial Planning Certificate Program, and provided editing assistance for the book “Practicing Financial Planning—A Complete Guide for Professionals,” written by a noted university professor. Ted also co-authored the related instructor's guide for the book.
As a commitment to the profession, Ted has served over 10 years on the Board of Directors for what is currently known as the Financial Planning Association of Michigan.
Ted is an avid golfer, and enjoys spending time with his wife, as well as coaching various sports teams that his sons play on throughout the year.
Frank S. Arvai , CPA, PFS, CFP®
Frank S. Arvai is the past President and founder of Mutual Fund Management Co. (MFMC), established in 1992—that recently merged with WMA.
Frank has more than 30 years of experience that includes work specializing in tax, accounting, financial planning, and investment management. Since MFMC’s inception, Bill Mack and WMA have maintained a strategic alliance with Frank and MFMC—working with Frank to provide financial planning and investment management services to MFMC and WMA clients.
Frank received a BBA from Western Michigan University in 1970 and the Certified Financial Planner designation from The College of Financial Planning in Denver in 1983. He is an active member of the American Institute of Certified Public Accountants—and serves on the Michigan Association of Certified Public Accountants Financial Planning Committee—having previously served as Chairman. Frank has served as the President and Chairman of the Board of the Michigan ICFP and the FPA of Michigan.
Kenneth Klegon , CFP®
Kenneth Klegon, CFP® has been providing independent, objective financial planning services to individuals, businesses and organizations since founding his own financial advisory firm in Lansing in 1983. Ken joined WMA earlier this year, and will serve on the firm’s Investment Committee, in addition to working with the financial planning team.
Ken graduated from Michigan State University and is a Certified Financial PlannerTM practitioner. He is a past President and long-time Board member of what is currently the Financial Planning Association of Michigan, and has spoken to professional and lay groups on a variety of financial, investment and retirement planning topics. For ten years he was a regular guest on Michigan State University's WKAR Radio and has been frequently interviewed and quoted in national and state publications including The Wall Street Journal, USA TODAY, Money Magazine, Detroit Free Press, The Detroit News, and the Lansing State Journal.
Additionally, Ken has served on Boards of Directors and Advisory Committees for various statewide and local voluntary and charitable organizations, and has been an instructor in The High School Financial Planning Program sponsored by the College for Financial Planning. In 1990 he was recognized by WLNS-television in Lansing as a Hometown Hero for initiating a program of free financial counseling for individuals in crisis.
Linda Smith , CFP®, NSSA®
Linda Smith, CFP®, NSSA® is one of the firm’s financial planners. Linda is a Certified Financial PlannerTM practitioner and a Certified Social Security Consultant. She earned her Bachelor of Business Administration (BBA) in Finance from Walsh College in Troy, Michigan. Linda is also a member of the Financial Planning Association (FPA).
Interestingly, Linda and her husband hired Bill Mack as their personal financial planner in 1986, while she was working as the Assistant Controller for McDonnell Douglas Capital. Having remained clients throughout the years and after taking a break to raise their three children, Linda joined the firm in 2005. In her spare time, Linda enjoys taking trips, running with her dog, Bowe, and spending time with her family.
Deanna Bingley, FPQP
Deanna Bingley, FPQP is one of the firm's financial planners and Compliance Manager. She earned her Bachelor of Business Administration (BBA) in Finance from Walsh College.
In addition, Deanna earned her Registered Paraplanner designation through the College for Financial Planning in Denver, Colorado.
Deanna is currently working towards her Certified Financial PlannerTM designation. Having initially joined the firm over 20 years ago, Deanna enjoys cooking, reading, and spending time with her three children.
TJ Mack, FPQP
TJ Mack, FPQP is one of the firm's financial planners, advising clients in the areas of investment and retirement planning, as well as cash flow analysis. TJ is also a member of the firm’s five-person Investment Committee, serving as the committee’s Research Analyst.
TJ enjoys working with the millennial generation to help them identify and achieve their longer-term goals—while helping to relieve the financial stress that comes with being a young adult just starting out.
He earned his Bachelor of Business Administration (BBA) in Finance and Economics at Western Michigan University. In addition, TJ earned his Registered Paraplanner designation through the College for Financial Planning in Denver, Colorado.
He is currently working towards his Certified Financial PlannerTM designation. TJ enjoys an active lifestyle in Michigan.
Katie Reegen is the most recent addition to the WMA staff—having joined us in August as a Financial Paraplanner.
As a Lead Bank Teller, Katie has been handling WMA’s banking needs for the past several years. In addition to her role as Lead Bank Teller, Katie would also represent the bank in partnership with JA (Junior Achievement) in an outreach program that was designed to take financial planning concepts to students throughout the Detroit metropolitan area. Katie would teach basic financial planning topics such as setting goals, establishing credit, budgeting, and saving for long-term goals including retirement.
After her start at Oakland Community College where she studied Accounting—Katie enrolled in the College for Financial Planning’s Financial Paraplanner Qualified ProfessionalTM program as she works towards her FPQPTM designation. Katie’s longer-term goal is to become a Certified Financial PlannerTM.
Katie brings a youthful spirit and a sharp mind to the staff of WMA. She is a self-proclaimed musicphile—and enjoys both music and reading in her down time. Katie enjoys sports, movies, time with friends as well as babysitting her little cousins.
Client Services And Portfolio Reporting
Loretta Maxwell is currently Director of Portfolio Services, where she is responsible for overseeing and implementing all securities trading activity—as well as the production of client quarterly Portfolio Summaries.
In addition, Loretta works with the Financial Planning Team to help manage client cash flow needs. She also works with the Investment Committee to assist in implementing portfolio strategies.
Loretta joined the firm in 1997. In addition to rides in the country with her husband on their motorcycles, Loretta enjoys traveling to visit her two daughters and three grandchildren.
Sandy Milke is no stranger to WMA. Sandy and Bill actually go back over 30 years. Sandy and her husband once attended a financial planning adult-education class taught by Bill back in 1988, while Sandy was working as a Cost/Price Analyst at the Tank Automotive Command.
When Sandy was considering a career change in 1993, she approached Bill who connected her with WMA’s strategic alliance partner Mutual Fund Management Co. (MFMC) where Sandy worked for 19 years in the role of Client Account Manager. The WMA and MFMC staffs have worked closely together as associates for the past 30 years.
Sandy most recently spent the past 5 years as a Client Relationship Manager for a local investment advisory firm. As such, we look forward to tapping in to Sandy’s 25 years of experience in the financial services industry.
With Loretta Maxwell’s planned retirement in mid-2019, Sandy will succeed Loretta as Director of Portfolio Services effective June 1, 2019. Having Loretta retire after 22 years of much-appreciated service—and having Sandy back in the fold—is truly a bitter-sweet moment for WMA.
Sandy earned her Bachelor of Science degree in Corporate Finance from Wayne State University in Detroit. She enjoys reading, and along with her husband enjoys being physically active, attending live theatre events, and volunteering. She also enjoys her time spent with her children and their growing families, including her “granddogs.”
Elizabeth Sanda is currently Director of Client Services, where she is responsible for overseeing the transition process for new clients, as well as account maintenance for existing clients.
Liz received her Bachelor’s Degree in Economics from Wayne State University and first joined the firm in 1996.
She is an avid reader, whose favorite pastimes involve playing games, dancing, and laughing with her five children
Beverly Crigger is currently the Office Administrator—and “Director of First Impressions.” She joined the firm in 2000 and enjoys the close relationships she has developed with many WMA clients.
In addition to managing the office, Beverly shares some of the daily duties associated with Client Services. In her free time, Beverly enjoys traveling and spending time with her children and grandchildren.
Phillis Lucci joined the firm in May of 2016, and will be applying her more than 25 years of experience in the financial services industry to everything from Client and Portfolio Services—to assisting the Financial Planning Team with research and preparation for client meetings.
Prior to joining William Mack and Associates, she worked at investment firm Munder Capital Management as a Senior Performance Specialist.
Phillis earned her Bachelor of Business Administration in Marketing from Walsh College in Troy. She enjoys spending time with her family and friends, cooking and baking.