William Mack, CFP®, CFS
As Founder and President of William Mack & Assoc., Inc. (WMA) Bill has made a career out of helping others. A thoughtful listener, Bill helps clients look beyond the numbers and focus on improving the quality of life. Bill was a pioneer in his field over 30 years ago when he created what is now referred to as a “Retainer Service.” As part of this service—in addition to managing investment portfolios—WMA also provides financial planning advice at no additional cost to its Retainer clients.
Bill was also one of the first advisors in Michigan to implement no-load mutual fund portfolio strategies for clients through discount brokerage firms such as Charles Schwab & Co., Fidelity, and TD Ameritrade. He earned his designation as a CERTIFIED FINANCIAL PLANNERTM practitioner through the College for Financial Planning in Denver, Colorado. Bill is also a Certified Fund Specialist.
As a commitment to the profession, Bill served over 10 years on the Board of Directors for what is currently known as the Financial Planning Association of Michigan, having served terms as both President as well as Chairman of the Board.
Originally born in Cleveland, Ohio, Bill and his wife graduated from The Ohio State University and relocated to Michigan, where their three children were born and raised.
Ted Bugenski, CFP®, CFS
Ted Bugenski, CFP®, CFS is a partner, and Vice President of William Mack & Assoc., Inc. (WMA). Ted has worked in the financial planning profession and been a partner at WMA for over 30 years. Ted is a CERTIFIED FINANCIAL PLANNER™ practitioner, as well as a Certified Fund Specialist. He received his Finance degree from Oakland University as well as a degree in Financial Services from Wright State University in Dayton, Ohio.
Ted has served as a faculty member of Oakland University's Personal Financial Planning Certificate Program, and provided editing assistance for the book “Practicing Financial Planning—A Complete Guide for Professionals,” written by a noted university professor. Ted also co-authored the related instructor's guide for the book.
As a commitment to the profession, Ted has been a member of the Financial Planning Association of Michigan (formerly Institute of Certified Financial Planners) for over 25 years. He has served over 15 years on the Board of Directors, holding various positions including education coordinator, sponsorship coordinator, annual symposium chairman, President, and Chairman of the Board.
Ted is an avid golfer and plays on a team in the Michigan Publinx Golf Association. He is also a member of Red Run Golf Club in Birmingham, Michigan. When not golfing, he enjoys racquetball, pickleball, and spending time with his two sons and dog.
Frank S. Arvai, CPA, PFS, CFP®
Frank S. Arvai is the past President and founder of Mutual Fund Management Co. (MFMC), established in 1992—that merged with WMA in 2018.
Frank has more than 30 years of experience that includes work specializing in tax, accounting, financial planning, and investment management. Since MFMC’s inception, Bill Mack and WMA maintained a strategic alliance with Frank and MFMC—working with Frank to provide financial planning and investment management services to MFMC and WMA clients.
Frank received a BBA from Western Michigan University in 1970 and the CERTIFIED FINANCIAL PLANNERTM designation from The College of Financial Planning in Denver in 1983. He is an active member of the American Institute of Certified Public Accountants—and is on the Michigan Association of Certified Public Accountants Financial Planning Committee—having previously served as Chairman. Frank has served as the President and Chairman of the Board of the Michigan ICFP and the FPA of Michigan.
Kenneth Klegon, CFP®
Kenneth Klegon, CFP® has been providing independent, objective financial planning services to individuals, businesses and organizations since founding his own financial advisory firm in Lansing in 1983. Ken joined WMA in 2018, and will serve on the firm’s Investment Committee, in addition to working with the financial planning team.
Ken graduated from Michigan State University and is a CERTIFIED FINANCIAL PLANNERTM practitioner. He is a past President and long-time Board member of what is currently the Financial Planning Association of Michigan, and has spoken to professional and lay groups on a variety of financial, investment and retirement planning topics. For ten years he was a regular guest on Michigan State University's WKAR Radio and has been frequently interviewed and quoted in national and state publications including The Wall Street Journal, USA TODAY, Money Magazine, Detroit Free Press, The Detroit News, and the Lansing State Journal.
Additionally, Ken has served on Boards of Directors and Advisory Committees for various statewide and local voluntary and charitable organizations, and has been an instructor in The High School Financial Planning Program sponsored by the College for Financial Planning. In 1990 he was recognized by WLNS-television in Lansing as a Hometown Hero for initiating a program of free financial counseling for individuals in crisis.
James Duronio, MSF, CAIA, CIMA®, AIFA
Jim is an Investment Advisor Representative of William Mack & Assoc., Inc. (WMA). Jim is a 30+year veteran in the investment management industry. He started his career at Manufacturers Bank (now Comerica) in Detroit, Michigan working with institutional accounts including 401(k) accounts and other ERISA related plans. Jim received his Bachelors degree in Economics from Oakland University and his Masters Degree in Finance with Distinction from Walsh College. He is also a Chartered Alternative Investment Analyst (CAIA), a Certified Investment Management Analyst (CIMA) in association with the Wharton School, University of Pennsylvania, and an Accredited Investment Fiduciary Analyst (AIFA).
Over the years, Jim has honed his skills in investment management and consulting for large institutional relationships and gradually applied his expertise to handling private wealth accounts as the industry evolved due to changing demographics. Jim has managed portfolios through many market cycles and some historically difficult periods. He has also helped manage and consult on multi-million dollar and billion-dollar relationships.
On a more personal level, Jim and his wife are parents of triplet daughters, and they enjoy spending time with family. Jim is also an avid pickleball player.
Linda Smith, CFP®, NSSA®
Linda Smith, CFP®, NSSA® is one of the firm’s financial planners. Linda is a CERTIFIED FINANCIAL PLANNERTM practitioner and a Certified Social Security Consultant. She earned her Bachelor of Business Administration (BBA) in Finance from Walsh College in Troy, Michigan. Linda is also a member of the Financial Planning Association (FPA).
Interestingly, Linda and her husband hired Bill Mack as their personal financial planner in 1986, while she was working as the Assistant Controller for McDonnell Douglas Capital. Having remained clients throughout the years and after taking a break to raise their three children, Linda joined the firm in 2005. In her spare time, Linda enjoys taking trips and spending time with her family.
Jennie Spurlock, CFP®
Jennie Spurlock, CFP® is one of the firm's financial planners. She earned her master’s and bachelor’s degrees in Personal Financial Planning from Texas Tech University. Jennie is a Certified Financial Planner™ practitioner.
Jennie has been working full-time in the financial planning industry since 2014 and she enjoys working with clients in all phases of life and helping them to achieve financial success at each stage.
Born and raised in Texas, Jennie enjoys traveling, reading, and most importantly, spending time with her loved ones.
Deanna Bingley, FPQP®
Deanna Bingley, FPQP® is the firms senior associate financial planner, and assists other financial planning team members in advising clients in the areas of investment and retirement planning, as well as cash flow analysis. Deanna is also a member of the firm's Investment Committee.
She earned her Bachelor of Business Administration (BBA) in Finance from Walsh College. Deanna also earned her Financial Paraplanner Qualified Professional designation through the College for Financial Planning in Denver, Colorado.
Deanna is currently working towards her CERTIFIED FINANCIAL PLANNERTM certification. Having initially joined the firm over 30 years ago, Deanna enjoys cooking, reading, and spending time with her three children.
TJ Mack, FPQP®
TJ Mack, FPQP® is one of the firm's associate financial planners, and assists other financial planning team members in advising clients in the areas of investment and retirement planning, as well as cash flow analysis. TJ is also a member of the firm’s Investment Committee, serving as the committee’s Research Analyst.
TJ enjoys working with the younger generation to help them identify and achieve their longer-term goals—while helping to relieve the financial stress that comes with being a young adult just starting out.
He earned his Bachelor of Business Administration (BBA) in Finance and Economics at Western Michigan University. In addition, TJ earned his Financial Paraplanner Qualified Professional designation through the College for Financial Planning in Denver, Colorado.
He is currently working towards his CERTIFIED FINANCIAL PLANNERTM. TJ enjoys an active lifestyle in Michigan.
Brendan Bugenski is one of the firm's associate financial planners, and assists other financial planning team members in advising clients in the areas of investment and retirement planning, as well as cash flow analysis. He earned his Bachelor's degree in finance from Michigan State University, where he completed his CFP® education and was a member of the Wealth Management Association.
Brendan is currently working towards his CERTIFIED FINANCIAL PLANNERTM certification. When not working, he enjoys exercising, watching sports, and spending time with his family and friends.
Angela Bomber, CRPC®
Angela Bomber, CRPC® is one of the firm's associate financial planners and assists other financial planning team members in advising clients in the areas of investment and retirement planning, as well as cash flow analysis.
She earned her Bachelor of Business Management from American Public University. Angela also earned her Chartered Retirement Planner Counselor designation through the College for Financial Planning in Denver, Colorado.
Angela completed her CFP® education and is currently working towards her CERTIFIED FINANCIAL PLANNER™ certification.
Angela has over 15 years of experience in the financial industry supporting advisors and servicing clients.
Outside of work, she enjoys spending time with her husband, two kids, dog and family.
Chelsea comes to WMA as a financial paraplanner with nearly a decade of experience in Wealth Management. Her work includes analyzing client needs and assisting the WMA financial planning team with research and special projects. Prior to joining WMA, Chelsea supported the operational needs of over 400 Morgan Stanley employees across Greater Michigan and Northern Ohio.
Chelsea lives with her dog Benson in St Clair Shores. She enjoys boating, golfing, attending live music events, cooking, and spending time with family and friends.
Beverly Crigger is currently the Office Administrator—and “Director of First Impressions.” She joined the firm in 2000 and enjoys the close relationships she has developed with many WMA clients.
In addition to managing the office, Beverly shares some of the daily duties associated with Client Services. In her free time, Beverly enjoys traveling and spending time with her children and grandchildren.
Elizabeth Sanda is currently Director of Client Services, where she is responsible for overseeing the transition process for new clients, as well as account maintenance for existing clients.
Liz received her Bachelor’s Degree in Economics from Wayne State University and first joined the firm in 1996.
She is an avid reader, whose favorite pastimes involve playing games, dancing, and laughing with her five children.
Phillis Lucci applies her more than 30 years of experience in the financial services industry to everything from Client Services—to assisting the Financial Planning Team with research and preparation for client meetings.
Prior to joining William Mack and Associates, she worked at investment firm Munder Capital Management as a Senior Performance Specialist.
Phillis earned her Bachelor of Business Administration in Marketing from Walsh College in Troy. She enjoys spending time with her family and friends, cooking and baking.
Tina spent the last 20 years managing the call center of a fast-paced multiple facility medical center, MI Institute of Urology. Prior to that, she attended Wayne State University.
Tina carries her managerial experience into her role as Client Services Manager for WMA. As such, Tina is responsible for coordinating the activities of the Client Service Team members while tracking the progress and status of all work being processed by the team.
Tina enjoys spending time with her husband, 3 boys, crocheting, cooking and baking.
Lisa Mannino joined the WMA team in February of 2021. Lisa brings with her over 35 years of experience working in the business management field with responsibilities in finance and budgeting, project management, payroll supervisor, and human resources manager. Lisa earned her Bachelor of Business Administration in Management from Rochester University in Rochester Hills, Michigan.
Lisa is happy to be working again with the WMA firm that she worked with in the late 80’s and early 90’s when she worked for Frank Arvai at Arvai and Associates, P.C.
Lisa enjoys spending time with her husband, their children, grandchildren and extended family and friends.
Portfolio Reporting and Trading
Sandy Milke is no stranger to WMA. Sandy and Bill actually go back over 30 years. Sandy and her husband once attended a financial planning adult-education class taught by Bill back in 1988, while Sandy was working as a Cost/Price Analyst at the Tank Automotive Command.
When Sandy was considering a career change in 1993, she approached Bill who connected her with WMA’s strategic alliance partner Mutual Fund Management Co. (MFMC) where Sandy worked for 19 years in the role of Client Account Manager. The WMA and MFMC staffs worked closely together for over 30 years prior to MFMC merging into WMA in 2018.
Sandy most recently spent the past 5 years as a Client Relationship Manager for a local investment advisory firm. As such, we look forward to tapping in to Sandy’s 25 years of experience in the financial services industry.
Sandy earned her Bachelor of Science degree in Corporate Finance from Wayne State University in Detroit. She enjoys reading, and along with her husband enjoys being physically active, attending live theatre events, and volunteering. She also enjoys her time spent with her children and their growing families, including her “granddogs.”
Linda Itami joined the firm in March of 2019 and works with the Client Services team as well as with the Trading and Portfolio Reporting department, working closely with Annette Borg and Sandy Milke.
Prior to joining William Mack & Associates, Linda spent the last 32 years working for public accounting firms in office management and administration. During that time, she spent 18 of those years working directly for Frank Arvai as office manager for both Mutual Fund Management Co. and the accounting firm of Arvai & Associates, P.C.
Linda loves spending time with family and friends, listening to music, and traveling with her husband.
Annette Borg, CRPC®
Annette Borg, CRPC® joined the firm in March of 2022. As a welcome addition to the Portfolio Reporting and Trading Team, Annette also works with the Client Services Team as well as the Financial Planning Team, using her experience as a Registered ParaplannerSMand a Chartered Retirement Planning Counselor.
Prior to joining WMA, she worked at investment firm Mainstay Capital Management where she also obtained her certification as an Investment Associate Wealth Advisor.
Born and raised in Michigan, Annette enjoys spending time with her kids, reading, baking, and taking her dog to the park.